Financial Express (Holdings) Limited (“we”, “our”, “us” and derivatives) are committed to protecting and respecting your privacy. This Privacy Policy, together with our Terms of Use, sets out the basis on which any personal data that we collect from you, or that you provide to us, will be processed by us relating to your use of any of the below websites (“sites”).


For the purposes of the Data Protection Act 1998, the data controller is Trustnet Limited of 2nd Floor, Golden House, 30 Great Pulteney Street, London, W1F 9NN. Our nominated representative for the purpose of this Act is Kirsty Witter.


We collect information about you when you register with us or use any of our websites / services. Part of the registration process may include entering personal details & details of your investments.

We may collect information about your computer, including where available your operating system, browser version, domain name and IP address and details of the website that you came from, in order to improve this site.

You confirm that all information you supply is accurate.


In order to provide personalised services to and analyse site traffic, we may use a cookie file which is stored on your browser or the hard drive of your computer. Some of the cookies we use are essential for the sites to operate and may be used to deliver you different content, depending on the type of investor you are.

You can block cookies by activating the setting on your browser which allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or part of our sites. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies as soon as you visit our sites.


We store and use information you provide as follows:

  • to present content effectively;
  • to provide you with information, products or services that you request from us or which may interest you, tailored to your specific interests, where you have consented to be contacted for such purposes;
  • to carry out our obligations arising from any contracts between you and us;
  • to enable you to participate in interactive features of our service, when you choose to do so;
  • to notify you about changes to our service;
  • to improve our content by tracking group information that describes the habits, usage, patterns and demographics of our customers.

We may also send you emails to provide information and keep you up to date with developments on our sites. It is our policy to have instructions on how to unsubscribe so that you will not receive any future e-mails. You can change your e-mail address at any time.

In order to provide support on the usage of our tools, our support team need access to all information provided in relation to the tool.

We will not disclose your name, email address or postal address or any data that could identify you to any third party without first receiving your permission.

However, you agree that we may disclose to any regulatory authority to which we are subject and to any investment exchange on which we may deal or to its related clearing house (or to investigators, inspectors or agents appointed by them), or to any person empowered to require such information by or under any legal enactment, any information they may request or require relating to you, or if relevant, any of your clients.

You agree that we may pass on information obtained under Money Laundering legislation as we consider necessary to comply with reporting requirements under such legislation.


We want to ensure that the personal information we hold about you is accurate and up to date. You may ask us to correct or remove information that is inaccurate.

You have the right under data protection legislation to access information held about you. If you wish to receive a copy of any personal information we hold, please write to us at 3rd Floor, Hollywood House, Church Street East, Woking, GU21 6HJ. Any access request may be subject to a fee of £10 to meet our costs in providing you with details of the information we hold about you.


The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area (“EEA”). It may be processed by staff operating outside the EEA who work for us or for one of our suppliers. Such staff may be engaged in, amongst other things, the provision of support services. By submitting your personal data, you agree to this transfer, storing and processing. We will take all steps reasonably necessary, including the use of encryption, to ensure that your data is treated securely and in accordance with this privacy policy.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our sites; any transmission is at your own risk. You will not hold us responsible for any breach of security unless we have been negligent or in wilful default.


Any changes we make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by e-mail.


Our sites contain links to other websites. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.


If you want more information or have any questions or comments relating to our privacy policy please email [email protected] in the first instance.

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Oko Osuuspank. (66PV)

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Wednesday 16 November, 2005

Oko Osuuspank.

Publication of Prospectus

Oko Osuuspankkien Keskuspankki OYJ
16 November 2005

OKO Bank                         STOCK EXCHANGE RELEASE

                                 November 16, 2005


The base prospectus in relation to the OKO Bank's Programme for the Issuance of
Debt Instruments dated 2 November 2005 ('the Programme'), has been approved by
the Finnish Financial Supervision Authority (the 'FFSA') on FFSA approval no.
142/250/2005, which is the competent authority of the Republic of Finland for
the purposes of Directive 2003/71/EC (the 'Prospectus Directive') and relevant
implementing measures in the Republic of Finland, as a base prospectus issued in
compliance with the Prospectus Directive and relevant implementing measures in
the Republic of Finland for the purpose of giving information with regard to the
issue of debt instruments ('Instruments') issued under the Programme described
in this Base Prospectus during the period of twelve months after the date
hereof. FFSA is not liable for the accuracy for the information presented

Applications have been made to admit such Instruments during the period of
twelve months after the date hereof to listing on the Official List of the
United Kingdom Financial Services Authority (the 'FSA') and to trading on the
gilt edged and fixed interest market of the London Stock Exchange plc (the '
London Stock Exchange'), which is a regulated market for the purposes of
Directive 93/22/EEC (the 'Investment Services Directive').

In connection with the abovementioned issue of EUR 600,000,000 Senior Floating
Rate Instruments due 2007 which are admitted to listing on the Official List of
the FSA and to trading on the gilt edged and fixed interest market of the London
Stock Exchange, the following documents stated below constitute the final terms
of the Instruments described therein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Prospectus.

Full information on the Issuer and the offer of the Instruments is only
available on the basis of the combination of the Final Terms and the Prospectus.

To view the Base Prospectus and Final Terms in full, please paste the following
URL into the address bar of your browser.

Final Terms for the issue of EUR 600,000,000 Senior Floating Rate Instruments
due 2007

Base Prospectus


Markku Koponen

Senior Vice President


Mr Jari Jaulimo, Legal Services, Tel: +358 10 252 4380

Mr Reima Rytsola, Group Treasury, Tel: +358 10 252 4422


Please note that the information contained in the Prospectus and Final Terms may
be addressed to and/or targeted at persons who are residents of particular
countries (specified in the Prospectus) only and is not intended for use and
should not be relied upon by any person outside these countries and/or to whom
the offer contained in the Prospectus and Final Terms is not addressed. The
Prospectus and Final Terms are not intended for use in the United States and are
not addressed to or targeted at U.S persons and should not be relied upon by any
U.S. persons. Prior to relying on the information contained in the Prospectus
and Final Terms you must ascertain from the Prospectus whether or not you are
part of the intended addressees of the information contained therein.

The Instruments have not been and will not be registered under the United States
Securities Act of 1933, as amended (the 'Securities Act') or any relevant
securities laws of any state of the United States and are subject to U.S. tax
law requirements. Subject to certain exceptions, the Instruments may not be
offered or sold within the United States or to or for the account or benefit of
U.S. persons, as such terms are defined in Regulation S under the Securities

Your right to access this service is conditional upon complying with the above


                      This information is provided by RNS
            The company news service from the London Stock Exchange                                                                                                                                

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