Holding(s) in Company

Provident Financial PLC
04 August 2005

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


FMR Corporation and its direct and indirect subsidiaries and Fidelity 
International Limited and its direct and indirect subsidiaries



3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Non-beneficial interest of shareholders referred to in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them


State Street Hong Kong                                      800
State Street Bank and Tr Co                              11,300
Bank of New York Europe Ldn                             356,800
JP Morgan Bournemouth                                   405,000
Bank of New York Brussels                                 4,600
Brown Bros Harrimn Ltd Lux                               25,200
JP Morgan Bournemouth                                    98,634
National Astl Bk Melbourne                               35,410
Northern Trust London                                     9,600
State Str Bnk and Tr Co Lndn                              8,300
JP Morgan Bournemouth                                10,190,427
JP Morgan Chase Bank                                  2,500,000
Mellon Bank N A                                           2,300
Northern Trust London                                     7,600
State Street Bank and Tr Co                               3,000
Bank of New York                                          7,400
Brown Brothers Harriman and Co                           42,900
JP Morgan Chase Bank                                     20,900
Northern Trust Co                                        13,100
State Street Bank and Tr Co                              34,691
Bank of New York Brussels                               241,095
Bank of New York Europe Ldn                              50,056
Chase Manhattan London                                      800
Chase Manhttan Bk AG Frnkfrt                              5,394
Citibank London                                          47,200
Clydesdale Bank PLC                                       4,100
Dexia Privatbank                                            600
JP Morgan Bournemouth                                     1,300
JP Morgan Chase Bank                                      3,100
Mellon Bank                                              13,100
Northern Trust London                                   660,239
State Str Bk and Tr Co Lndn                             134,105




5. Number of shares / amount of stock acquired


-



6. Percentage of issued class


-



7. Number of shares / amount of stock disposed


2,780,000



8. Percentage of issued class


1.09%



9. Class of security


Ordinary shares of 10 4/11p



10. Date of transaction


Not disclosed



11. Date company informed


3 August 2005



12. Total holding following this notification


14,939,051



13. Total percentage holding of issued class following this notification


5.85%



14. Any additional information


-



15. Name of contact and telephone number for queries


Emma G Versluys

01274 731111 ext. 2569



16. Name and signature of authorised company official responsible for making
this notification


Emma G Versluys

Assistant Company Secretary



Date of notification


4 August 2005




                      This information is provided by RNS
            The company news service from the London Stock Exchange        LEASPLESKSEFE