Holding(s) in Company

Provident Financial PLC 29 June 2005 NOTIFICATION OF MAJOR INTERESTS IN SHARES 1. Name of company Provident Financial plc 2. Name of shareholder having a major interest The Capital Group Companies Inc. on behalf of its affiliates including Capital International Inc./Capital Guardian Trust Company/Capital International Limited/Capital International S.A. 3. Please state whether notification indicates that it is in respect of holding of the shareholder named in 2 above or in respect of a non-beneficial interest or in the case of an individual holder if it is a holding of that person's spouse or children under the age of 18 Notification in respect of shareholder named in 2 above 4. Name of the registered holder(s) and, if more than one holder, the number of shares held by each of them Chase Nominees Limited 296,400 Nortrust Nominees 143,500 Mellon Nominees (UK) Limited 11,800 State Street Nominees Limited 325,600 Bank of New York Nominees 3,435,807 Northern Trust 1,228,263 Chase Nominees Limited 2,209,800 Midland Bank plc 106,900 Bankers Trust 190,100 Barclays Bank 79,500 Citibank London 252,100 Morgan Guaranty 204,900 Nortrust Nominees 2,357,700 Royal Bank of Scotland 368,600 MSS Nominees Limited 85,800 State Street Bank & Trust Co. 562,900 National Westminster Bank 58,700 Lloyds Bank 46,200 Citibank NA 17,500 Deutsche Bank AG 837,700 Chase Manhattan Nominee Ltd 61,000 HSBC Bank plc 662,400 Mellon Bank N.A. 136,000 Northern Trust AVFC 66,400 KAS UK 39,300 Bank One London 159,200 Clydesdale Bank plc 58,200 JP Morgan Chase Bank 19,900 State Street Nominees Limited 7,100 Bank of New York Nominees 15,800 Chase Nominees Limited 312,600 Credit Suisse London Branch 17,300 Midland Bank plc 43,200 Barclays Bank 24,200 Pictet & Cie, Geneva 9,100 Citbank London 15,500 Nortrust Nominees 7,200 Morgan Stanley 7,700 Royal Bank of Scotland 52,700 JP Morgan 644,100 State Street Bank & Trust Co. 22,100 National Westminster Bank 32,000 Lloyds Bank 17,000 RBSTB Nominees Ltd 27,100 Deutsche Bank AG 26,300 HSBC Bank plc 113,700 HSBC 16,200 Nortrust Nominees 132,400 HSBC Bank plc 21,300 5. Number of shares / amount of stock acquired Not disclosed 6. Percentage of issued class (any treasury shares held by company should not be taken into account when calculating percentage) Not disclosed 7. Number of shares / amount of stock disposed - 8. Percentage of issued class (any treasury shares held by company should not be taken into account when calculating percentage) - 9. Class of security Ordinary shares of 10 4/11p 10. Date of transaction 24 June 2005 11. Date company informed 28 June 2005 12. Total holding following this notification 15,586,770 13. Total percentage holding of issued class following this notification (any treasury shares held by company should not be taken into account when calculating percentage) 6.10% 14. Any additional information - 15. Name of contact and telephone number for queries Emma G Versluys 01274 731111 ext. 2569 16. Name and signature of authorised company official responsible for making this notification Emma G Versluys Assistant Company Secretary Date of notification 29 June 2005 NOTIFICATION OF MAJOR INTERESTS IN SHARES 1. Name of company Provident Financial plc 2. Name of shareholder having a major interest FMR Corporation and its direct and indirect subsidiaries and Fidelity International Limited and its direct and indirect subsidiaries 3. Please state whether notification indicates that it is in respect of holding of the shareholder named in 2 above or in respect of a non-beneficial interest or in the case of an individual holder if it is a holding of that person's spouse or children under the age of 18 Non-beneficial interest of shareholders referred to in 2 above 4. Name of the registered holder(s) and, if more than one holder, the number of shares held by each of them State Street Hong Kong 4,700 State Street Bank and Tr Co 63,300 Bank of New York Europe Ldn 600,000 JP Morgan Bournemouth 405,000 Bank of New York Brussels 25,600 Brown Bros Harrimn Ltd Lux 132,700 JP Morgan Bournemouth 292,334 National Astl Bk Melbourne 144,100 Northern Trust London 55,000 State Str Bnk and Tr Co Lndn 46,600 JP Morgan Bournemouth 10,979,247 JP Morgan Chase Bank 4,523,707 Northern Trust London 42,600 Bank of New York 41,400 Brown Brothers Harriman and Co. 193,700 JP Morgan Chase Bank 72,900 Northern Trust Co 88,300 State Street Bank and Tr Co 166,091 Bank of New York Brussels 294,395 Bank of New York Europe Ldn 57,556 Chase Manhattan London 4,300 Chase Manhttn Bk AG Frnkfrt 30,194 Citibank London 54,900 Clydesdale Bank PLC 18,200 Dexia Privatbank 3,600 JP Morgan Bournemouth 7,200 JP Morgan Chase Bank 17,200 Mellon Bank 53,400 Northern Trust London 1,046,539 State Str Bk and Tr Co Lndn 214,405 5. Number of shares / amount of stock acquired - 6. Percentage of issued class - 7. Number of shares / amount of stock disposed 3,245,096 8. Percentage of issued class 1.27% 9. Class of security Ordinary shares of 10 4/11p 10. Date of transaction Not disclosed 11. Date company informed 28 June 2005 12. Total holding following this notification 19,679,168 13. Total percentage holding of issued class following this notification 7.70% 14. Any additional information - 15. Name of contact and telephone number for queries Emma G Versluys 01274 731111 ext. 2569 16. Name and signature of authorised company official responsible for making this notification Emma G Versluys Assistant Company Secretary Date of notification 29 June 2005 This information is provided by RNS The company news service from the London Stock Exchange

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