Holding(s) in Company

Provident Financial PLC
02 June 2005

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES

1. Name of company

Provident Financial plc


2. Name of shareholder having a major interest

Prudential plc


3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18

Notification in respect of shareholder named in 2 above


4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them

MAGIM HSBC GIS NOM (UK) SALI                                     82,718
PRUCLT HSBC GIS NOM (UK) PAC AC                              12,998,777
PRUCLT HSBC GIS NOM (UK) PHL AC                                 580,005
PRUCLT HSBC GIS NOM (UK) PPL AC                               1,096,063
PRUCLT HSBC GIS NOM (UK) EQBF AC                                 41,868
PRUCLT HSBC GIS NOM (UK) HYBF AC                                245,824
PRUCLT HSBC GIS NOM (UK) MNBF AC                                 74,665
PRUCLT HSBC GIS NOM (UK) PENE AC                                269,480


5. Number of shares / amount of stock acquired

Not disclosed


6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)

-


7. Number of shares / amount of stock disposed

-


8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)

-


9. Class of security

Ordinary shares 10 4/11p


10. Date of transaction

31 May 2005


11. Date company informed

1 June 2005


12. Total holding following this notification

15,389,400


13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)

6.027%


14. Any additional information

-


15. Name of contact and telephone number for queries

Emma G Versluys
Tel:  [phone] ext. 2569


16. Name and signature of authorised company official responsible for making
this notification

Emma G Versluys
Assistant Company Secretary


Date of notification

2 June 2005


The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.



                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES

1. Name of company

Provident Financial plc


2. Name of shareholder having a major interest

The Prudential Assurance Company Limited


3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18

Notification in respect of shareholder named in 2 above


4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them

MAGIM HSBC GIS NOM (UK) SALI                                     82,718
PRUCLT HSBC GIS NOM (UK) PAC AC                              12,998,777
PRUCLT HSBC GIS NOM (UK) PPL AC                               1,096,063


5. Number of shares / amount of stock acquired

Not disclosed


6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)

-


7. Number of shares / amount of stock disposed

-


8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)

-


9. Class of security

Ordinary shares 10 4/11p


10. Date of transaction

31 May 2005


11. Date company informed

1 June 2005


12. Total holding following this notification

14,177,558


13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)

5.552%


14. Any additional information

-


15. Name of contact and telephone number for queries

Emma G Versluys
Tel:  [phone] ext. 2569


16. Name and signature of authorised company official responsible for making
this notification

Emma G Versluys
Assistant Company Secretary


Date of notification

2 June 2005


The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.



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