Holding(s) in Company

Provident Financial PLC
16 February 2006

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


The Capital Group Companies Inc. on behalf of its affiliates including Capital 
International Inc./Capital Guardian Trust Company/Capital International S.A./
Capital International Limited



3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Notification in respect of shareholder named in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them


Chase Nominees Limited                                           1,467,000
Nortrust Nominees                                                1,862,145
State Street Nominees Limited                                      361,100
Bank of New York Nominees                                        5,357,382
Northern Trust                                                   1,768,151
Chase Nominees Limited                                           4,236,200
Midland Bank plc                                                   224,600
Bankers Trust                                                       89,600
Barclays Bank                                                       67,700
Citibank London                                                  1,061,200
Morgan Guaranty                                                    285,400
Nortrust Nominees                                                3,022,600
Royal Bank of Scotland                                           1,230,600
MSS Nominees Limited                                               145,400
State Street Bank & Trust Co.                                      868,300
National Westminster Bank                                          188,600
Lloyds Bank                                                         85,900
Citibank NA                                                         23,300
Deutsche Bank AG                                                 1,179,100
Chase Manhattan Nominee Limited                                     61,000
HSBC Bank plc                                                    1,158,200
Mellon Bank N.A.                                                   151,600
Northern Trust AVFC                                                 66,400
KAS UK                                                             108,900
Bank One London                                                    277,200
Clydesdale Bank plc                                                 91,100
HSBC                                                                20,600
JP Morgan Chase Bank                                                14,200
State Street Nominees Limited                                       14,200
Bank of New York Nominees                                           11,100
Chase Nominees Limited                                             818,100
Credit Suisse London Branch                                         27,600
Midland Bank plc                                                    94,100
Barclays Bank                                                       13,900
Pictet & Cie, Geneva                                                 5,800
Nortrust Nominees                                                   12,400
Morgan Stanley                                                      13,400
Royal Bank of Scotland                                             186,000
J.P.  Morgan                                                     1,083,979
National Westminster Bank                                           45,700
Lloyds Bank                                                         48,400
RBSTB Nominees Limited                                              52,300
Deutsche Bank AG                                                    64,600
HSBC Bank plc                                                      404,800
Bank of New York Nominees                                            4,600
Nortrust Nominees                                                  260,903
HSBC Bank plc                                                      106,500



5. Number of shares / amount of stock acquired


Not disclosed



6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


Not disclosed



7. Number of shares / amount of stock disposed


-



8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


-



9. Class of security


Ordinary shares of 10 4/11p



10. Date of transaction


14 February 2006





11. Date company informed


15 February 2006



12. Total holding following this notification


28,741,860



13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)


11.25%



14. Any additional information


-



15. Name of contact and telephone number for queries


Emma G Versluys

01274 731111 ext. 2569



16. Name and signature of authorised company official responsible for making
this notification


Emma G Versluys

Assistant Company Secretary



Date of notification


16 February 2006



The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.


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