Holding(s) in Company

Provident Financial PLC
20 December 2006

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


Prudential plc/Prudential Assurance Company Limited





3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Notification in respect of shareholders named in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them


Prudential plc




J P MORGAN NOMINEES                                                     48,324
PRUCLT GIS NOM (UK) PAC AC                                          16,605,088
PRUCLT HSBC GIS NOM (UK) PHL AC                                        880,891
PRUCLT HSBC GIS NOM (UK) PPL AC                                      1,040,645
PRUCLT HSBC GIS NOM (UK) HYBF AC                                       268,049
Total                                                               18,842,997
Percentage of issued share capital                                       7.35%





The Prudential Assurance Company Limited:


PRUCLT HSBC GIS NOM (UK) PAC AC                                     16,605,088
PRUCLT HSBC GIS NOM (UK) PPL AC                                      1,040,645
Total                                                               17,645,733
Percentage of issued share capital                                        6.89%







5. Number of shares / amount of stock acquired


Not disclosed



6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


Not disclosed



7. Number of shares / amount of stock disposed


-

8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


-



9. Class of security


Ordinary shares 10 4/11p



10. Date of transaction


15 December 2006



11. Date company informed


19 December 2006



12. Total holding following this notification



Prudential plc holds 18,842,997 shares

The Prudential Assurance Company Limited holds 17,645,733 shares



13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)


Prudential plc 7.35%

The Prudential Assurance Company Limited 6.89%





14. Any additional information



Provident Financial plc received notification on 19 December 2006 that M&G Group
Limited and M&G Limited have ceased to have a notifiable interest in the share
capital of the company.



15. Name of contact and telephone number for queries


Rosamond J Marshall Smith

Tel:  [phone] ext. 2356



16. Name and signature of authorised company official responsible for making
this notification


Rosamond J Marshall Smith

General Counsel and Company Secretary



Date of notification


20 December 2006



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