Holding in Company

Provident Financial PLC
10 August 2001


                                 SCHEDULE 10

                  NOTIFICATION OF MAJOR INTERESTS IN SHARES

1) Name of company
Provident Financial plc

2) Name of shareholder having a major interest
Prudential plc


3) Please state whether notification indicates that it is in respect of
holding of the shareholder named in 2 above or in respect of a
non-beneficial interest or in the case of an individual holder if it is a
holding of that person's spouse or children under the age of 18

Notification in respect of the holding of the Shareholder named in 2 above


4) Name of the registered holder(s) and, if more than one holder, the
number of shares held by each of them
Registered Holder                                          Holding
M&G (LOMBARD ST) NOMS FPE                                  66,000
PRUCLT HSBC GIS NOM(UK) PAC AC                             11,132,964
PRUCLT HSBC GIS NOM(UK) PHL AC                             115,000
PRUCLT HSBC GIS NOM(UK) PPL AC                             1,333,949
PRUDENTIAL EUROPEAN INDX TRACK                             2,000
ROY NOMINEES 578079                                        300,000
ROY NOMS LTD 578052                                        90,000
ROY NOMS LTD 578060                                        100,000
ROY NOMS LTD 578192                                        903,100
THE CRISIS INVESTMENT RACE                                 596



5) Number of shares/amount of stock acquired
-


6) Percentage of issued class
-


7) Number of shares/amount of stock disposed
-


8) Percentage of issued class
-


9) Class of security
Ordinary shares of 10 4/11 p


10) Date of transaction
9 August 2001


11) Date company informed
10 August 2001


12) Total holding following this notification
14,043,609



13) Total percentage holding of issued class following this notification
5.637%


14) Any additional information



15) Name of contact and telephone number for queries

Caroline Farbridge

01274 731111 ext. 2569

16) Name and signature of authorised company official responsible for
making this notification

Caroline Farbridge, Assistant Company Secretary

Date of notification: 10 August 2001



                                 SCHEDULE 10

                  NOTIFICATION OF MAJOR INTERESTS IN SHARES

1) Name of company
Provident Financial plc

2) Name of shareholder having a major interest
The Prudential Assurance Company Limited



3) Please state whether notification indicates that it is in respect of
holding of the shareholder named in 2 above or in respect of a
non-beneficial interest or in the case of an individual holder if it is a
holding of that person's spouse or children under the age of 18

Notification in respect of the holding of the shareholder named in 2 above


4) Name of the registered holder(s) and, if more than one holder, the
number of shares held by each of them
Registered Holder                                          Holding
PRUCLT HSBC GIS NOM(UK) PAC AC                             11,132,964
PRUCLT HSBC GIS NOM(UK) PPL AC                             1,333,949



5) Number of shares/amount of stock acquired
-


6) Percentage of issued class
-


7) Number of shares/amount of stock disposed
-


8) Percentage of issued class
-


9) Class of security
Ordinary shares of 10 4/11 p


10) Date of transaction
9 August 2001


11) Date company informed
10 August 2001


12) Total holding following this notification
12,466,913



13) Total percentage holding of issued class following this notification
5.000%


14) Any additional information
-


15) Name of contact and telephone number for queries

Caroline Farbridge

01274 731111 ext. 2569


16) Name and signature of authorised company official responsible for
making this notification

Caroline Farbridge, Assistant Company Secretary

Date of notification: 10 August 2001