Final Results - RBS Holdings N.V.

Companies

NATWEST GROUP (NWG)

All directors dealings today

	2012	2011
for the year ended 31 December	€m	€m
Total income	708	4,006
Operating (loss)/profit before impairment losses	(822)	1,579
Operating loss before tax	(887)	(186)
Operating loss before tax excluding own credit adjustments	(22)	(1,476)

	2012	2011
at 31 December	€m	€m
Total assets	70,954	146,776
Loans and advances to customers	6,380	29,578
Deposits	37,103	86,121
Equity attributable to controlling interests	1,799	3,395
Capital ratios - Core Tier 1	11.7%	8.6%
- Tier 1	13.9%	12.0%
- Total	19.8%	17.5%

	2012	2011
	€m	€m
Net interest income	605	688
Fees and commissions receivable	469	1,039
Fees and commissions payable	(198)	(367)
Other non-interest income (1)	697	1,356
Non-interest income (1)	968	2,028
Total income (1)	1,573	2,716
Operating expenses	(1,530)	(2,427)
Operating profit before impairment losses (1)	43	289
Impairment losses	(65)	(1,765)
Operating loss before tax excluding own credit adjustments	(22)	(1,476)
Tax charge	(129)	(449)
Own credit adjustments	(865)	1,290
Loss from continuing operations	(1,016)	(635)
Profit from discontinued operations, net of tax	17	40
Loss for the year	(999)	(595)
Attributable to:
Non-controlling interests	-	-
Controlling interests	(999)	(595)