2025 EBA Stress Test
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA), in compliance with the Securities Market
legislation, hereby communicates the following:
OTHER RELEVANT INFORMATION
BBVA has been subject to the 2025 EU-wide Stress Test conducted by the European Banking Authority (EBA), in cooperation with the European Central Bank (ECB) and the European Systemic Risk Board (ESRB).
The 2025 EU-wide Stress Test does not contain a pass/fail threshold, instead it is designed to be used as an important source of information for the Supervisory Review and Evaluation Process (SREP) in 2025. The results allow competent authorities to assess BBVA's ability to meet the regulatory capital requirements under stressed scenarios based on common methodological assumptions.
The adverse stress test scenario was set by the ECB and the ESRB covering a three-year time horizon (2025-2027) and the stress test scenario has been carried out applying a static balance sheet assumption as of December 31st, 2024. Therefore the stress test scenario does not take into account business strategies and management actions implemented after the cut-off date.
BBVA's results are summarized below:
● Under the baseline scenario, BBVA's CET1 fully loaded ratio would increase by 3.55 percentage points from December 31st 2024 (restated under CRR3), reaching a maximum level of 16.43% as of December 31st 2027.
● Under the adverse scenario, BBVA's CET1 fully loaded ratio would be reduced the first year by 2.18 percentage points from December 31st 2024 (restated under CRR3), reaching a minimum level of 10.70% as of December 31st 2025. BBVA's fully loaded CET1 ratio recovers over the last two years of the adverse scenario, reaching a level of 11.02% as of 31 December 2027.
Further information is available on the EBA website (www.eba.europa.eu)
Madrid, August 1st 2025
Note: The stress test exercise information is provided in the accompanying disclosure tables based on the common format provided by the EBA. The EU-stress test exercise and its results are not a forecast of BBVA profits.
This English version is a translation of the original in Spanish for information purposes only. In case of discrepancy, the Spanish original will prevail.
RNS may use your IP address to confirm compliance with the terms and conditions, to analyse how you engage with the information contained in this communication, and to share such analysis on an anonymised basis with others as part of our commercial services. For further information about how RNS and the London Stock Exchange use the personal data you provide us, please see our Privacy Policy.
Latest directors dealings
- 10 minutes ago Trekor Metals Limited
- 10 minutes ago ECR Minerals
- 10 minutes ago Zotefoams
- 14 hours ago Luceco
- 14 hours ago Helios Towers