S&P confirms Helvetia Baloise rating at A+ with stable outlook

Helvetia Baloise Holding AG / Key word(s): Rating S&P confirms Helvetia Baloise rating at A+ with stable outlook 04.08.2026 / 07:00 CET/CEST Media information Basel, 4 August 2026   S&P Global Ratings (S&P) has confirmed the Financial Strength Rating of A+ and the Issuer Credit Ratings of A+ for Helvetia Baloise. The outlook remains stable. The rating confirmation reflects S&P's assessment of the Group's strong market position, excellent capitalisation and resilient operating performance as key factors supporting the rating. Helvetia Baloise benefits from a strong market position in Switzerland and established operations across Austria, Belgium, France, Germany, Italy, Luxembourg and Spain, complemented by international specialty insurance activities, banking operations and asset management capabilities. S&P highlights the benefits of the merger, including increased scale, a strengthened market position and broader geographic diversification across Europe. In addition, S&P expects merger-related synergies to further support the Group's long-term performance and efficiency. The stable outlook reflects S&P's view that the combined group will maintain excellent capitalisation supported by a pro forma SST ratio of around 260%[1] at the end of 2025, while operating earnings and the combined ratio are expected to remain broadly in line with 2025 levels throughout the integration process.   Ratings of the assessed Helvetia Baloise entities Helvetia Swiss Insurance Company Ltd: A+ / Stable Helvetia Swiss Life Insurance Company Ltd: A+ / Stable Helvetia Assurances S.A.: A+ / Stable Baloise Belgium N.V.: A+ / Stable Basler Sachversicherungs AG: A+ / Stable Helvetia Global Solutions Ltd: A / Stable Helvetia Baloise Holding Ltd: A- / Stable [1] The pro forma combined SST figure shown represents an internal, indicative estimate, provided for capital markets purposes only, and does not constitute a regulatory-relevant SST figure. Media Corporate Communications Telefon: [phone] [e-mail] Analysts Investor Relations Telefon: [phone] [e-mail] About Helvetia Baloise Helvetia Baloise is Switzerland’s largest multi-line insurer and one of Europe’s leading insurance groups. Every day, around 22,000 employees work hard to support around 13 million customers with insurance, pension, and financial solutions. These customers range from individuals and small to medium-sized enterprises (SMEs) through to international customer groups, which also benefit from areas such as specialty insurance and reinsurance. Headquartered in Basel, Switzerland, Helvetia Baloise operates in eight European markets as well as in global specialty markets, combining its strong Swiss roots with a clear international focus. Helvetia Baloise creates safety and security and opens up opportunities, both today and in the future. Through profitable growth and business operations geared towards long-term stability, we create tailored solutions for our customers, provide an attractive and reliable investment for our shareholders, promote strong partnerships and offer rewarding career prospects for our employees. Helvetia Baloise Holding Ltd shares (HBAN) are listed on the SIX Swiss Exchange. Disclaimer This document has been produced by the Helvetia Baloise Group, and the recipient is not entitled to copy or modify, offer, sell or otherwise pass it to third parties without the consent of the Helvetia Baloise Group. The English version of the document is authoritative and binding. Versions of the document in other languages are for information only. Every reasonable effort has been made to ensure that the facts and opinions presented in this document are fair and reasonable. It should not be assumed that information and figures quoted from external sources have been verified or confirmed by the Helvetia Baloise Group. Neither the Helvetia Baloise Group as such nor its decision-making bodies, senior managers, employees and advisors or other persons accept any liability for losses arising directly or indirectly from the use of this information. The facts and information presented in this document are as up to date as possible, but may change in the future. Both the Helvetia Baloise Group as such and its decision-making bodies, senior managers, employees and advisors or other persons reject any explicit or implied liability or warranty for the accuracy or completeness of the information contained in this document. This document may contain forecasts or other forward-looking statements relating to the Helvetia Baloise Group that, by their nature, involve general and specific risks and uncertainties, and there is a danger that the forecasts, predictions, plans and other explicit or implied content of forward-looking statements may turn out to be incorrect. We would point out that a number of important factors may contribute to the actual outcomes varying greatly from the plans, objectives, expectations, estimates and intentions expressed in such forward-looking statements. These factors include: (1) changes to the general economic situation, particularly in the markets in which we operate, (2) developments in the financial markets, (3) interest-rate changes, (4) exchange-rate fluctuations, (5) changes to laws and regulations, including accounting principles and financial reporting practices, (6) risks associated with the implementation of our business strategies, (7) the frequency, scope and general level of claims, (8) mortality and morbidity rates, (9) policy renewal and lapse rates and (10) the extent to which economies of scale and scope can be realised. In this context, we would point out that the above list of important factors is not exhaustive. When assessing forward-looking statements, you should therefore examine the named factors and other uncertainties carefully. All forward-looking statements are based on information available to the Helvetia Baloise Group on the date of their publication. The Helvetia Baloise Group is only obliged to update such statements when required to do so by applicable law. End of Media Release View original content: EQS News

Language:	English
Company:	Helvetia Baloise Holding AG
	Aeschengraben 21
	4001 Basel
	Switzerland
Internet:	www.helvetia-baloise.com
ISIN:	CH0466642201
Valor:	46664220
Listed:	SIX Swiss Exchange
EQS News ID:	2376656

End of News	EQS News Service

2376656  04.08.2026 CET/CEST