FRN Variable Rate Fix

As Agent Bank, please be advised of the following rate determined on: 1/23/2026
Issue	¦ QNB Finance Ltd - Series 450 USD 20,000,000 FRN due January 2028
ISIN Number	¦ XS2580670375
ISIN Reference	¦ 258067037
Issue Nomin USD	¦ 20000000
Period	¦ 10/31/2025 to 1/30/2026						Payment Date 1/30/2026
Number of Days	¦ 91
Rate	¦ 5.26036
Denomination USD	¦ 200000			¦ 20000000					¦
Amount Payable per Denomination	¦ 2659.4			¦ 265940.42					¦
Bank of New York
Rate Fix Desk	Telephone						¦ 44 1202 689580
Corporate Trust Services		Facsimile					¦ 44 1202 689601

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