FRN Variable Rate Fix

As Agent Bank, please be advised of the following rate determined on: 11/17/2025
Issue	¦ QNB Finance Ltd - Series 400 USD 20,000,000 FRN due February 2027
ISIN Number	¦ XS2447545380
ISIN Reference	¦ 244754538
Issue Nomin USD	¦ 20000000
Period	¦ 8/26/2025 to 11/24/2025						Payment Date 11/24/2025
Number of Days	¦ 90
Rate	¦ 5.29936
Denomination USD	¦ 200000			¦ 20000000					¦
Amount Payable per Denomination	¦ 2649.68			¦ 264968					¦
Bank of New York
Rate Fix Desk	Telephone						¦ 44 1202 689580
Corporate Trust Services		Facsimile					¦ 44 1202 689601

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