FRN Variable Rate Fix

20-January-2026

Issue: Bank of Montreal, Toronto Branch

Series 299

XS2547555594

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 27-October-2025

Date To: 26-January-2026

Record Date: 23-January-2026

Value Date: 26-January-2026

Benchmark Rate: 3.91767%

Margin: 1.2%

Total Rate: 5.11767%

Number of Days: 91

Day Count: Actual / 360

Interest Frequency: Quarterly

Total Amount Due:

USD 1,216,015.26

Interest Per 1K: USD 12.93633255

Pool Factor: 1

View source version on businesswire.com: https://www.businesswire.com/news/home/20260121537479/en/