FRN Variable Rate Fix

27-January-2026

Issue: Bank of Montreal, Toronto Branch

Series 309

XS2580656549

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 27-January-2026

Date To: 27-April-2026

Record Date: 22-April-2026

Value Date: 27-April-2026

Benchmark Rate: 2.84786%

Margin: 0.92%

Total Rate: 3.76786%

Number of Days: 90

Day Count: Actual / 365 (Fixed)

Interest Frequency: Quarterly

Denomination: HKD 1,000,000.00

Amount per Denomination:

HKD 9,290.61

Total Amount Due:

HKD 4,645,305.00

Interest Per 1K: HKD 9.29061

Pool Factor: 1

View source version on businesswire.com: https://www.businesswire.com/news/home/20260129056797/en/