Holding(s) in Company

Provident Financial PLC 27 July 2005 SCHEDULE 10 NOTIFICATION OF MAJOR INTERESTS IN SHARES 1. Name of company Provident Financial plc 2. Name of shareholder having a major interest The Capital Group Companies Inc. on behalf of its affiliates including Capital International Inc./Capital Guardian Trust Company/Capital International Limited/ Capital International S.A. 3. Please state whether notification indicates that it is in respect of holding of the shareholder named in 2 above or in respect of a non-beneficial interest or in the case of an individual holder if it is a holding of that person's spouse or children under the age of 18 Notification in respect of shareholder named in 2 above 4. Name of the registered holder(s) and, if more than one holder, the number of shares held by each of them Northern Trust 80,700 Chase Nominees Limited 565,100 Nortrust Nominees 592,600 Mellon Nominees (UK) Limited 90,600 State Street Nominees Limited 446,600 Bank of New York Nominees 4,009,507 Northern Trust 1,408,263 Chase Nominees Limited 2,756,000 Midland Bank plc 133,900 Bankers Trust 224,700 Barclays Bank 79,500 Citibank London 427,100 Morgan Guaranty 242,800 Nortrust Nominees 2,866,100 Royal Bank of Scotland 712,700 MSS Nominees Limited 85,800 State Street Bank & Trust Co. 610,500 National Westminster Bank 123,000 Lloyds Bank 65,700 Citibank NA 17,500 Deutsche Bank AG 1,089,300 Chase Manhattan Nominee Ltd 61,000 HSBC Bank plc 841,600 Mellon Bank N.A. 234,800 Northern Trust AVFC 66,400 KAS UK 53,400 Bank One London 197,800 Clydesdale Bank plc 62,300 JP Morgan Chase Bank 26,700 State Street Nominees Limited 10,100 Bank of New York Nominees 29,400 Chase Nominees Limited 616,100 Credit Suisse London Branch 27,600 Midland Bank plc 64,000 Barclays Bank 28,500 Pictet & Cie, Geneva 13,900 Citibank London 26,100 Nortrust Nominees 7,200 Morgan Stanley 10,700 Royal Bank of Scotland 83,800 JP Morgan 862,679 National Westminster Bank 25,800 Lloyds Bank 31,400 RBSTB Nominees Ltd 37,600 Deutsche Bank AG 45,800 HSBC Bank plc 193,500 HSBC 16,200 Bank of New York Nominees 4,600 Nortrust Nominees 185,500 HSBC Bank plc 41,000 5. Number of shares / amount of stock acquired Not disclosed 6. Percentage of issued class (any treasury shares held by company should not be taken into account when calculating percentage) Not disclosed 7. Number of shares / amount of stock disposed - 8. Percentage of issued class (any treasury shares held by company should not be taken into account when calculating percentage) - 9. Class of security Ordinary shares of 10 4/11p 10. Date of transaction 25 July 2005 11. Date company informed 26 July 2005 12. Total holding following this notification 20,533,449 13. Total percentage holding of issued class following this notification (any treasury shares held by company should not be taken into account when calculating percentage) 8.039% 14. Any additional information - 15. Name of contact and telephone number for queries Emma G Versluys 01274 731111 ext. 2569 16. Name and signature of authorised company official responsible for making this notification Emma G Versluys Assistant Company Secretary Date of notification 27 July 2005 The FSA does not give any express or implied warranty as to the accuracy of this document or material and does not accept any liability for error or omission. The FSA is not liable for any damages (including, without limitation, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use this document, or any material contained in it, or from any action or decision taken as a result of using this document or any such material. SCHEDULE 10 NOTIFICATION OF MAJOR INTERESTS IN SHARES 1. Name of company Provident Financial plc 2. Name of shareholder having a major interest FMR Corporation and its direct and indirect subsidiaries and Fidelity International Limited and its direct and indirect subsidiaries 3. Please state whether notification indicates that it is in respect of holding of the shareholder named in 2 above or in respect of a non-beneficial interest or in the case of an individual holder if it is a holding of that person's spouse or children under the age of 18 Non-beneficial interest of shareholders referred to in 2 above 4. Name of the registered holder(s) and, if more than one holder, the number of shares held by each of them State Street Hong Kong 2,800 State Street Bank and Tr Co 39,000 Bank of New York Europe Ldn 574,400 JP Morgan Bournemouth 405,000 Bank of New York Brussels 15,900 Brown Bros Harrimn Ltd Lux 80,400 JP Morgan Bournemouth 241,134 National Astl Bk Melbourne 93,500 Northern Trust London 33,700 State Str Bnk and Tr Co Lndn 28,800 JP Morgan Bournemouth 10,620,937 JP Morgan Chase Bank 3,692,100 Mellon Bank N.A. 8,000 Northern Trust London 26,300 State Street Bank and Tr Co 10,500 Bank of New York 25,600 Brown Brothers Harriman and Co. 123,400 JP Morgan Chase Bank 48,600 Northern Trust Co 45,300 State Street Bank and Tr Co 104,491 Bank of New York Brussels 259,095 Bank of New York Europe Ldn 51,856 Chase Manhattan London 2,600 Chase Manhttn Bk AG Frnkfrt 18,594 Citibank London 49,400 Clydesdale Bank PLC 8,900 Dexia Privatbank 2,200 JP Morgan Bournemouth 4,500 JP Morgan Chase Bank 10,600 Mellon Bank 35,100 Northern Trust London 883,639 State Str Bk and Tr Co Lndn 172,705 5. Number of shares / amount of stock acquired - 6. Percentage of issued class - 7. Number of shares / amount of stock disposed 1,960,117 8. Percentage of issued class 0.767% 9. Class of security Ordinary shares of 10 4/11p 10. Date of transaction Not disclosed 11. Date company informed 27 July 2005 12. Total holding following this notification 17,719,051 13. Total percentage holding of issued class following this notification 6.937% 14. Any additional information - 15. Name of contact and telephone number for queries Emma G Versluys 01274 731111 ext. 2569 16. Name and signature of authorised company official responsible for making this notification Emma G Versluys Assistant Company Secretary Date of notification 27 July 2005 This information is provided by RNS The company news service from the London Stock Exchange
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