Holding(s) in Company

Provident Financial PLC
14 July 2005

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES

1. Name of company

Provident Financial plc

2. Name of shareholder having a major interest

Prudential plc

3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18

Notification in respect of shareholder named in 2 above

4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them

MAGIM HSBC GIS NOM (UK) SALI                                       52,901
PRUCLT HSBC GIS NOM (UK) PAC AC                                13,203,777
PRUCLT HSBC GIS NOM (UK) PHL AC                                   670,891
PRUCLT HSBC GIS NOM (UK) PPL AC                                 1,065,009
PRUCLT HSBC GIS NOM (UK) EQBF AC                                   25,869
PRUCLT HSBC GIS NOM (UK) HYBF AC                                  256,049
PRUCLT HSBC GIS NOM (UK) MNBF AC                                   44,635
PRUCLT HSBC GIS NOM (UK) PENE AC                                  163,759

5. Number of shares / amount of stock acquired

Not disclosed

6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)

-

7. Number of shares / amount of stock disposed

-

8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)

-

9. Class of security

Ordinary shares 10 4/11p

10. Date of transaction

12 July 2005

11. Date company informed

13 July 2005

12. Total holding following this notification

15,482,890

13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)

6.061%

14. Any additional information

-

15. Name of contact and telephone number for queries

Emma G Versluys
Tel:  [phone] ext. 2569

16. Name and signature of authorised company official responsible for making
this notification

Emma G Versluys
Assistant Company Secretary

Date of notification

14 July 2005


The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.



                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES


1. Name of company

Provident Financial plc

2. Name of shareholder having a major interest

The Prudential Assurance Company Limited

3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18

Notification in respect of shareholder named in 2 above

4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them


MAGIM HSBC GIS NOM (UK) SALI                                          52,901
PRUCLT HSBC GIS NOM (UK) PAC AC                                   13,203,777
PRUCLT HSBC GIS NOM (UK) PPL AC                                    1,065,009

5. Number of shares / amount of stock acquired

Not disclosed

6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)

-

7. Number of shares / amount of stock disposed

-

8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)

-

9. Class of security

Ordinary shares 10 4/11p

10. Date of transaction

12 July 2005

11. Date company informed

13 July 2005

12. Total holding following this notification

14,321,687

13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)

5.607%

14. Any additional information

-

15. Name of contact and telephone number for queries

Emma G Versluys
Tel:  [phone] ext. 2569

16. Name and signature of authorised company official responsible for making
this notification


Emma G Versluys

Assistant Company Secretary



Date of notification


14 July 2005



The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.




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