Holding(s) in Company

Provident Financial PLC
09 February 2006

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


Fidelity International Limited and its direct and indirect subsidiaries



3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Non-beneficial interest of shareholders referred to in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them


Northern Trust London                                                                    489,700
State Str Bk and Tr Co Lndn (S                                                           454,700
JP Morgan, Bournemouth                                                                   260,300
Bank of New York Brussels                                                                235,070
HSBC Bank PLC                                                                             82,100
Bank of New York Europe, Ldn                                                              50,056
Mellon Bank                                                                                9,100
JP Morgan, Bournemouth                                                                 7,745,370
Bank of New York Europe Ldn                                                              567,900
J P Morgan, Bournemouth                                                                  355,000





5. Number of shares / amount of stock acquired


768,220



6. Percentage of issued class


0.30%



7. Number of shares / amount of stock disposed


-



8. Percentage of issued class


-



9. Class of security


Ordinary shares of 10 4/11p



10. Date of transaction


8 February 2006



11. Date company informed


8 February 2006



12. Total holding following this notification


10,249,296



13. Total percentage holding of issued class following this notification


4.01%



14. Any additional information


-



15. Name of contact and telephone number for queries


Emma G Versluys

01274 731111 ext. 2569



16. Name and signature of authorised company official responsible for making
this notification


Emma G Versluys

Assistant Company Secretary



Date of notification


9 February 2006




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