Holding(s) in Company

Provident Financial PLC
10 February 2005

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


The Capital Group Companies Inc. on behalf of its affiliates including Capital Guardian Trust Company/Capital
International Limited/Capital International S.A.



3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Notification in respect of shareholder named in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them




Chase Nominees Limited                                             147,300
Nortrust Nominees                                                   89,500

Mellon Nominees (UK) Limited                                         1,400
State Street Nominees Limited                                      112,100

Bank of New York Nominees                                        2,071,157
Northern Trust                                                     581,400
Chase Nominees Limited                                           1,135,527
Midland Bank plc                                                    47,800
Bankers Trust                                                       80,000
Barclays Bank                                                       45,800
Citibank London                                                    124,100
Morgan Guaranty                                                    106,100
Nortrust Nominees                                                1,342,400
Royal Bank of Scotland                                              83,300
MSS Nominees Limited                                                22,400
State Street Bank & Trust Co.                                      324,500
National Westminster Bank                                            6,700
Lloyds Bank                                                          6,400
Citibank NA                                                          5,800
Deutsche Bank AG                                                   379,700
Chase Manhattan Nominee Ltd                                         21,400
HSBC Bank plc                                                      340,600
Mellon Bank N.A.                                                    82,700
Northern Trust AVFC                                                 61,000
KAS UK                                                              11,200
Bank One London                                                     59,900
Clydesdale Bank plc                                                  7,700
JP Morgan Chase Bank                                                 1,100
State Street Nominees Limited                                          900
Bank of New York Nominees                                            1,200
Chase Nominees Limited                                             123,800
Credit Suisse London Branch                                          3,100
Midland Bank plc                                                     8,900
Barclays Bank                                                        5,700
Morgan Stanley                                                       1,000
Royal Bank of Scotland                                               8,500
JP Morgan                                                          323,800
State Street Bank & Trust Co.                                        4,000
National Westminster Bank                                            2,100
Lloyds Bank                                                          3,200
RBSTB Nominees Ltd                                                  13,400
Deutsche Bank AG                                                     8,200
HSBC Bank plc                                                       42,800
HSBC                                                                 1,100
Nortrust Nominees                                                   59,900
HSBC Bank plc                                                        3,300



5. Number of shares / amount of stock acquired


Not disclosed



6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


Not disclosed



7. Number of shares / amount of stock disposed


-



8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


-



9. Class of security


Ordinary shares of 10 4/11p



10. Date of transaction


4 February 2005




11. Date company informed


10 February 2005



12. Total holding following this notification


7,913,884



13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)


3.10%



14. Any additional information


-



15. Name of contact and telephone number for queries


Emma G Versluys

01274 731111 ext. 2569



16. Name and signature of authorised company official responsible for making
this notification


Emma G Versluys

Assistant Company Secretary



Date of notification


10 February 2005



The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.


                      This information is provided by RNS
            The company news service from the London Stock Exchange