Holding(s) in Company

Provident Financial PLC
22 June 2006


                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES


1. Name of company

Provident Financial plc


2. Name of shareholder having a major interest

Prudential plc/The Prudential Assurance Company Limited


3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18

Notification in respect of shareholders named in 2 above


4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them

Prudential plc/The Prudential Assurance Company Limited


Prudential plc:

ESMEE FAIRBAIRN FOUNDATION                                                                        239,677
J P MORGAN NOMINEES                                                                                39,724
M&G INCOME INV CO LTD                                                                             478,942
NORTRUST NOMINEE LTD A/C MHA01                                                                    600,000
NORTRUST NOMINEE LTD A/C MHF01                                                                     52,998
NORTRUST NOMINEE LTD A/C MKD01                                                                  1,625,000
NORTRUST NOMS LTD                                                                                 625,703
NORTRUST NOMS LTD A/C CRI01                                                                     2,000,000
NORTRUST NOMS LTD A/C MVA01                                                                        92,038
NORTRUST NOMS LTD A/C MVB01                                                                       325,000
NORTRUST NOMS LTD A/C PUC01                                                                       356,764
NORTRUST NOMS LTD A/C PUI01                                                                        17,073
PRUCLT HSBC GIS NOM (UK) PAC AC                                                                16,605,088
PRUCLT HSBC GIS NOM (UK)PHL AC                                                                    880,891
PRUCLT HSBC GIS NOM (UK)PPL AC                                                                    960,773
PRUCLT HSBC GIS NOM (UK) HYBF AC                                                                  268,049
RECOVERY INV COMPANY LIMITED                                                                      407,377
Total                                                                                          25,575,097
Percentage of issued share capital                                                                 10.00%


The Prudential Assurance Company Limited:

PRUCLT HSBC GIS NOM (UK) PAC AC                                                                16,605,088
PRUCLT HSBC GIS NOM (UK) PPL AC                                                                   960,773
Total                                                                                          17,565,861
Percentage of issued share capital                                                                  6.87%


5. Number of shares / amount of stock acquired

Not disclosed


6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)

Not disclosed


7. Number of shares / amount of stock disposed

-


8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)

-


9. Class of security

Ordinary shares 10 4/11p


10. Date of transaction

20 June 2006


11. Date company informed

21 June 2006


12. Total holding following this notification

Prudential plc holds 25,575,097 shares
The Prudential Assurance Company Limited holds 17,565,861 shares


13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)

Prudential plc 10.00%
The Prudential Assurance Company Limited 6.87%


14. Any additional information

-


15. Name of contact and telephone number for queries

Emma G Versluys
Tel:  [phone] ext. 2569


16. Name and signature of authorised company official responsible for making
this notification

Emma G Versluys
Assistant Company Secretary


Date of notification

22 June 2006


The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.




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