Holding(s) in Company

Provident Financial PLC
27 November 2002

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES

1. Name of company
Provident Financial plc

2. Name of shareholder having a major interest
Prudential plc

3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18
Notification in respect of shareholder named in 2 above

4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them

MGIM A/C JPM A/C RU                                      1,813,846
PRUCLT HSBC GIS NOM(UK) PAC AC                          11,132,964
PRUCLT HSBC GIS NOM(UK) PHL AC                             276,980
PRUCLT HSBC GIS NOM(UK) PPL AC                           1,524,145
PRUDENTIAL EURO INDEX TRACKER                                2,000
ROY NOMS EURO LTD 578060                                   170,000



5. Number of shares / amount of stock acquired
-

6. Percentage of issued class
-

7. Number of shares / amount of stock disposed
-

8. Percentage of issued class
-

9. Class of security
Ordinary shares of 10 4/11 p

10. Date of transaction
25 November 2002



11. Date company informed
26 November 2002

12. Total holding following this notification
14,919,935

13. Total percentage holding of issued class following this notification
6.074%

14. Any additional information
-

15. Name of contact and telephone number for queries
Caroline L Farbridge

01274 731111 ext. 2569

16. Name and signature of authorised company official responsible for making
this notification
Caroline L Farbridge

Assistant Company Secretary

Date of notification
27 November 2002





                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES

1. Name of company
Provident Financial plc

2. Name of shareholder having a major interest
The Prudential Assurance Company Limited

3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18
Notification in respect of the holding of the shareholder named in 2 above

4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them

PRUCLT HSBC GIS NOM(UK) PAC AC                            11,132,964
PRUCLT HSBC GIS NOM(UK) PPL AC                             1,524,145



5. Number of shares / amount of stock acquired
-

6. Percentage of issued class
-

7. Number of shares / amount of stock disposed
-

8. Percentage of issued class
-

9. Class of security
Ordinary shares of 10 4/11 p

10. Date of transaction
25 November 2002

11. Date company informed
26 November 2002

12. Total holding following this notification
12,657,109

13. Total percentage holding of issued class following this notification
5.153%

14. Any additional information
-

15. Name of contact and telephone number for queries
Caroline L Farbridge

01274 731111 ext. 2569

16. Name and signature of authorised company official responsible for making
this notification
Caroline L Farbridge

Assistant Company Secretary

Date of notification
27 November 2002


                      This information is provided by RNS
            The company news service from the London Stock Exchange