Directors Shareholding(s)

Provident Financial PLC
15 September 2000


Schedule 11 - Notification of interests of Directors and Connected Persons

1   Name of company:
Provident Financial plc

2   Name of director:
Peter William Bretherton

3   Please state whether notification indicates that it is in respect of     
holding of the director named in 2 above or holding of that person's spouse or
children under the age of 18 or in respect of a non- beneficial interest:
Notification in respect of director named in 2 above

4   Name of registered holder(s) and, if more than one holder, the number of 
shares held by each of them (if notified):
-

5   Please state whether notification relates to a person(s) connected with  
the director named in 2 above and identify the connected person(s):
-

6   Please state the nature of the transaction. For PEP transactions please  
indicate whether general/single co PEP and if discretionary/non discretionary:
-

7   Number of shares/amount of stock acquired:
-

8   Percentage of issued class:
-

9   Number of shares/amount of stock disposed:
-

10  Percentage of issued class:
-

11  Class of security:
-

12  Price per share:
-

13  Date of transaction:
-

14  Date company informed:
-

15  Total holding following this notification:
-

16  Total percentage holding of issued class following this notification:
-

If a director has been granted options by the company, please complete the
following fields:

17  Date of grant:
5 September 2000

18  Period during which or date on which exercisable:
Exercisable from 1 November 2005 to 30 April 2006 inclusive

19  Total amount paid (if any) for grant of the option:
-

20  Description of shares or debentures involved: class, number:
948   10 4/11p ordinary shares

21  Exercise price (if fixed at time of grant) or indication that price is to
be fixed at time of exercise:
712p

22  Total number of shares or debentures over which options held following
this notification:
187,418

23  Contact name for queries:
Mrs R J Marshall Smith

24  Contact telephone number:
01274 731111 extension 2356

25  Name of company official responsible for making notification:
R J Marshall Smith




Schedule 11 - Notification of interests of Directors and Connected Persons

1   Name of company:
Provident Financial plc

2   Name of director:
Howard James Bell

3   Please state whether notification indicates that it is in respect of     
holding of the director named in 2 above or holding of that person's spouse or
children under the age of 18 or in respect of a non- beneficial interest:
Notification in respect of director named in 2 above.

4   Name of registered holder(s) and, if more than one holder, the number of 
shares held by each of them (if notified):
-

5   Please state whether notification relates to a person(s) connected with  
the director named in 2 above and identify the connected person(s):
-

6   Please state the nature of the transaction. For PEP transactions please  
indicate whether general/single co PEP and if discretionary/non discretionary:
-

7   Number of shares/amount of stock acquired:
-

8   Percentage of issued class:
-

9   Number of shares/amount of stock disposed:
-

10  Percentage of issued class:
-

11  Class of security:
-

12  Price per share:
-

13  Date of transaction:
-

14  Date company informed:
-

15  Total holding following this notification:
-

16  Total percentage holding of issued class following this notification:
-

If a director has been granted options by the company, please complete the
following fields:

17  Date of grant:
5 September 2000

18  Period during which or date on which exercisable:
Exercisable from 1 November 2003 to 30 April 2004

19  Total amount paid (if any) for grant of the option:
-

20  Description of shares or debentures involved: class, number:
816   10 4/11p ordinary shares

21  Exercise price (if fixed at time of grant) or indication that price is to
be fixed at time of exercise:
712p

22  Total number of shares or debentures over which options held following
this notification:
250,660

23  Contact name for queries:
Mrs R J Marshall Smith

24  Contact telephone number:
01274 731111 extension 2356

25  Name of company official responsible for making notification:
Mrs R J Marshall Smith


Additional Information: