Holding(s) in Company

Senior PLC
28 May 2002




                  DEALINGS BY SUBSTANTIAL SHAREHOLDERS


1)   NAME OF COMPANY

     SENIOR PLC

2)   NAME OF SHAREHOLDER HAVING A MAJOR INTEREST

      HBOS PLC

3)   Please state whether notification indicates that it is in respect of 
     holding of the Shareholder named in 2 above or in respect of a 
     non-beneficial interest or in the case of an individual holder if it is a
     holding of that person's spouse or children under the age of 18

      SHAREHOLDER NAMED IN 2 ABOVE

4)   Name of the registered holder(s) and, if more than one holder, the 
     number of shares held by each of them.

      SEE BELOW

5)   Number of shares/amount of stock acquired.

       -

6)   ( N/A %) of issued Class

7)   Number of shares/amount of stock disposed

       -

8)   ( N/A %) of issued Class

9)   Class of security

     ORDINARY SHARES OF 10P EACH

10)  Date of transaction

       -

11)  Date company informed

      28 MAY 2002

12)  Total holding following this notification

      12,361,671
               
13)  Total percentage holding of issued class following this notification

      4.02%

14)  Any additional information



15)  Name of contact and telephone number for queries

      L GRANT
      01923 714712

16)  Name and signature of authorised company official responsible for 
     making this notification

     Date of Notification ...28 MAY 2002.....


Letter to:  Senior Plc

Letter dated: 27th May 2002


Pursuant to Section 198 of the Companies Act 1985.

Pursuant to Section 198 of the Companies Act 1985, Section 198, as amended, on
behalf of HBOS Plc, we give notice that HBOS plc and its subsidiaries have a 
material and non-material interest in the shares of your company as follows:

Sedol      No of Shares       Security class         Fund - Registered Holder

0795823     3,400,000         Ordinary GBP 0.1       EQPEL                     Equitable Life Assurance Society
0795823       629,999         Ordinary GBP 0.1       EQSCO                     Equitable Life Assurance Society
0795823       104,000         Ordinary GBP 0.1       EQSTR                     Equitable Life Assurance Society
0795823        16,295         Ordinary GBP 0.1       FE1F                      State Street Nominees
0795823     4,943,887         Ordinary GBP 0.1       HUIN                      Morgan Nominees
0795823     2,421,100         Ordinary GBP 0.1       SJP Equity Income Trust   Bank Of New York Nominees Ltd A/C 683004
0795823         6,389         Ordinary GBP 0.1       SJP Tracker Unit Trust    Bank Of New York Nominees Ltd A/C 683013
0795823       840,001         Ordinary GBP 0.1       UKSML                     Chase Nominees Ltd A/C T19797

HBOS Plc's material and non-material interest is now 12,361,671 which is 4.02%
of the shares in issue.  


Letter from: Clerical Medical Investment Management Limited



                      This information is provided by RNS
            The company news service from the London Stock Exchange