Director Shareholding

Royal Bank of Scotland Group PLC
20 May 2005

                                  SCHEDULE 11

          NOTIFICATION OF INTERESTS OF DIRECTORS AND CONNECTED PERSONS

1. Name of company
The Royal Bank of Scotland Group plc

2. Name of director
Charles John Koch

3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18 or in respect of a non-beneficial
interest
Charles John Koch

4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them (if notified)
Charles John Koch

5. Please state whether notification relates to a person(s) connected with the
director named in 2 above and identify the connected person(s)
Charles John Koch

6. Please state the nature of the transaction. For PEP transactions please
indicate whether general/single co PEP and if discretionary/non discretionary
Purchase of shares

7. Number of shares / amount of stock acquired
20,000

8. Percentage of issued class
-

9. Number of shares/amount of stock disposed
-

10. Percentage of issued class
-

11. Class of security
Category II non-cumulative dollar preference shares of US$0.01 each (series N)

12. Price per share
US$25.00 (£13.5915)

13. Date of transaction
19 May 2005

14. Date company informed
19 May 2005

15. Total holding following this notification
20,000

16. Total percentage holding of issued class following this notification
-

If a director has been granted options by the company please complete the
following boxes.

17. Date of grant
-

18. Period during which or date on which exercisable
-

19. Total amount paid (if any) for grant of the option
-

20. Description of shares or debentures involved: class, number
-

21. Exercise price (if fixed at time of grant) or indication that price is to be
fixed at time of exercise
-

22. Total number of shares or debentures over which options held following this
notification
-

23. Any additional information
-

24. Name of contact and telephone number for queries
Hew Campbell, Head of Group Secretariat, 0131 523 4711

25. Name and signature of authorised company official responsible for making
this notification
Hew Campbell, Head of Group Secretariat, 0131 523 4711

Date of Notification
20 May 2005


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