Director Shareholding

Royal Bank of Scotland Group PLC
25 March 2002

                                  SCHEDULE 11

          NOTIFICATION OF INTERESTS OF DIRECTORS AND CONNECTED PERSONS


        1) Name of company

        The Royal Bank of Scotland Group plc

        2) Name of director

        Sir George Ross Mathewson

        3) Please state whether notification indicates that it is in respect of
        holding of the shareholder named in 2 above or in respect of a non-
        beneficial interest or in the case of an individual holder if it is a

        holding of that person's spouse or children under the age of 18 or in

        respect of a non-beneficial interest

        Self


        4) Name of the registered holder(s) and, if more than one holder, the
        number of shares held by each of them (if notified)

        The Royal Bank of Scotland TSSG Account

        5) Please state whether notification relates to a person(s) connected
        with the Director named in 2 above and identify the connected

        person(s)

        Self

        6) Please state the nature of the transaction. For PEP transactions
        please indicate whether general/single co PEP and if discretionary/non
        discretionary

        Participation in The Royal Bank of Scotland Group plc Profit Sharing

        Scheme

        7) Number of shares/amount of stock acquired

        432

        8) Percentage of issued class

        -
        9) Number of shares/amount of stock disposed

        -
        10) Percentage of issued class

        -
        11) Class of security

        Ordinary Shares of 25p each


        12) Price per share

        £18.49


        13) Date of transaction

        21 March 2002

        14) Date company informed

        25 March 2002

        15) Total holding following this notification

        247,507

        16) Total percentage holding of issued class following this notification

        -

        If a director has been granted options by the company please complete
        the following boxes

        17) Date of grant

        -

        18) Period during which or date on which exercisable

        -

        19) Total amount paid (if any) for grant of the option

        -

        20) Description of shares or debentures involved: class, number

        Ordinary Shares of 25p each

        21) Exercise price (if fixed at time of grant) or indication that price
        is to be fixed at time of exercise

        -


        22) Total number of shares or debentures over which options held
        following this notification

        -

        23) Any additional information
        -

        24) Name of contact and telephone number for queries

        Hew Campbell, Head of Group Secretariat

        0131 523 4711

        25) Name and signature of authorised company official responsible for
        making this notification

        Hew Campbell, Head of Group Secretariat

        Date of Notification

        25 March 2002


                                  SCHEDULE 11

          NOTIFICATION OF INTERESTS OF DIRECTORS AND CONNECTED PERSONS


        1) Name of company

        The Royal Bank of Scotland Group plc

        2) Name of director

        Mr Frederick Inglis Watt

        3) Please state whether notification indicates that it is in respect of
        holding of the shareholder named in 2 above or in respect of a non-
        beneficial interest or in the case of an individual holder if it is a

        holding of that person's spouse or children under the age of 18 or in

        respect of a non-beneficial interest

        Self


        4) Name of the registered holder(s) and, if more than one holder, the
        number of shares held by each of them (if notified)

        The Royal Bank of Scotland TSSG Account

        5) Please state whether notification relates to a person(s) connected
        with the Director named in 2 above and identify the connected

        person(s)

        Self

        6) Please state the nature of the transaction. For PEP transactions
        please indicate whether general/single co PEP and if discretionary/non
        discretionary

        Participation in The Royal Bank of Scotland Group plc Profit Sharing

        Scheme

        7) Number of shares/amount of stock acquired

        432

        8) Percentage of issued class

        -
        9) Number of shares/amount of stock disposed

        -
        10) Percentage of issued class

        -
        11) Class of security

        Ordinary Shares of 25p each


        12) Price per share

        £18.49


        13) Date of transaction

        21 March 2002

        14) Date company informed

        25 March 2002

        15) Total holding following this notification

        432

        16) Total percentage holding of issued class following this notification

        -

        If a director has been granted options by the company please complete
        the following boxes

        17) Date of grant

        -

        18) Period during which or date on which exercisable

        -

        19) Total amount paid (if any) for grant of the option

        -

        20) Description of shares or debentures involved: class, number

        Ordinary Shares of 25p each

        21) Exercise price (if fixed at time of grant) or indication that price
        is to be fixed at time of exercise

        -


        22) Total number of shares or debentures over which options held
        following this notification

        -

        23) Any additional information
        -

        24) Name of contact and telephone number for queries

        Hew Campbell, Head of Group Secretariat

        0131 523 4711

        25) Name and signature of authorised company official responsible for
        making this notification

        Hew Campbell, Head of Group Secretariat

        Date of Notification

        25 March 2002



                                  SCHEDULE 11

          NOTIFICATION OF INTERESTS OF DIRECTORS AND CONNECTED PERSONS


        1) Name of company

        The Royal Bank of Scotland Group plc

        2) Name of director

        Mr Norman Cardie McLuskie

        3) Please state whether notification indicates that it is in respect of
        holding of the shareholder named in 2 above or in respect of a non-
        beneficial interest or in the case of an individual holder if it is a

        holding of that person's spouse or children under the age of 18 or in

        respect of a non-beneficial interest

        Self


        4) Name of the registered holder(s) and, if more than one holder, the
        number of shares held by each of them (if notified)

        The Royal Bank of Scotland TSSG Account

        5) Please state whether notification relates to a person(s) connected
        with the Director named in 2 above and identify the connected

        person(s)

        Self

        6) Please state the nature of the transaction. For PEP transactions
        please indicate whether general/single co PEP and if discretionary/non
        discretionary

        Participation in The Royal Bank of Scotland Group plc Profit Sharing

        Scheme

        7) Number of shares/amount of stock acquired

        432

        8) Percentage of issued class

        -
        9) Number of shares/amount of stock disposed

        -
        10) Percentage of issued class

        -
        11) Class of security

        Ordinary Shares of 25p each


        12) Price per share

        £18.49


        13) Date of transaction

        21 March 2002

        14) Date company informed

        25 March 2002

        15) Total holding following this notification

        145,722

        16) Total percentage holding of issued class following this notification

        -

        If a director has been granted options by the company please complete
        the following boxes

        17) Date of grant

        -

        18) Period during which or date on which exercisable

        -

        19) Total amount paid (if any) for grant of the option

        -

        20) Description of shares or debentures involved: class, number

        Ordinary Shares of 25p each

        21) Exercise price (if fixed at time of grant) or indication that price
        is to be fixed at time of exercise

        -


        22) Total number of shares or debentures over which options held
        following this notification

        -

        23) Any additional information
        -

        24) Name of contact and telephone number for queries

        Hew Campbell, Head of Group Secretariat

        0131 523 4711

        25) Name and signature of authorised company official responsible for
        making this notification

        Hew Campbell, Head of Group Secretariat

        Date of Notification

        25 March 2002



                                  SCHEDULE 11

          NOTIFICATION OF INTERESTS OF DIRECTORS AND CONNECTED PERSONS


        1) Name of company

        The Royal Bank of Scotland Group plc

        2) Name of director

        Mr Iain Samuel Robertson

        3) Please state whether notification indicates that it is in respect of
        holding of the shareholder named in 2 above or in respect of a non-
        beneficial interest or in the case of an individual holder if it is a

        holding of that person's spouse or children under the age of 18 or in

        respect of a non-beneficial interest

        Self


        4) Name of the registered holder(s) and, if more than one holder, the
        number of shares held by each of them (if notified)

        The Royal Bank of Scotland TSSG Account

        5) Please state whether notification relates to a person(s) connected
        with the Director named in 2 above and identify the connected

        person(s)

        Self

        6) Please state the nature of the transaction. For PEP transactions
        please indicate whether general/single co PEP and if discretionary/non
        discretionary

        Participation in The Royal Bank of Scotland Group plc Profit Sharing

        Scheme

        7) Number of shares/amount of stock acquired

        432

        8) Percentage of issued class

        -
        9) Number of shares/amount of stock disposed

        -
        10) Percentage of issued class

        -
        11) Class of security

        Ordinary Shares of 25p each


        12) Price per share

        £18.49


        13) Date of transaction

        21 March 2002

        14) Date company informed

        25 March 2002

        15) Total holding following this notification

        118,209

        16) Total percentage holding of issued class following this notification

        -

        If a director has been granted options by the company please complete
        the following boxes

        17) Date of grant

        -

        18) Period during which or date on which exercisable

        -

        19) Total amount paid (if any) for grant of the option

        -

        20) Description of shares or debentures involved: class, number

        Ordinary Shares of 25p each

        21) Exercise price (if fixed at time of grant) or indication that price
        is to be fixed at time of exercise

        -


        22) Total number of shares or debentures over which options held
        following this notification

        -

        23) Any additional information
        -

        24) Name of contact and telephone number for queries

        Hew Campbell, Head of Group Secretariat

        0131 523 4711

        25) Name and signature of authorised company official responsible for
        making this notification

        Hew Campbell, Head of Group Secretariat

        Date of Notification

        25 March 2002



                                  SCHEDULE 11

          NOTIFICATION OF INTERESTS OF DIRECTORS AND CONNECTED PERSONS


        1) Name of company

        The Royal Bank of Scotland Group plc

        2) Name of director

        Mr Gordon Francis Pell

        3) Please state whether notification indicates that it is in respect of
        holding of the shareholder named in 2 above or in respect of a non-
        beneficial interest or in the case of an individual holder if it is a

        holding of that person's spouse or children under the age of 18 or in

        respect of a non-beneficial interest

        Self


        4) Name of the registered holder(s) and, if more than one holder, the
        number of shares held by each of them (if notified)

        The Royal Bank of Scotland TSSG Account

        5) Please state whether notification relates to a person(s) connected
        with the Director named in 2 above and identify the connected

        person(s)

        Self

        6) Please state the nature of the transaction. For PEP transactions
        please indicate whether general/single co PEP and if discretionary/non
        discretionary

        Participation in The Royal Bank of Scotland Group plc Profit Sharing

        Scheme

        7) Number of shares/amount of stock acquired

        432

        8) Percentage of issued class

        -
        9) Number of shares/amount of stock disposed

        -
        10) Percentage of issued class

        -
        11) Class of security

        Ordinary Shares of 25p each


        12) Price per share

        £18.49


        13) Date of transaction

        21 March 2002

        14) Date company informed

        25 March 2002

        15) Total holding following this notification

        432

        16) Total percentage holding of issued class following this notification

        -

        If a director has been granted options by the company please complete
        the following boxes

        17) Date of grant

        -

        18) Period during which or date on which exercisable

        -

        19) Total amount paid (if any) for grant of the option

        -

        20) Description of shares or debentures involved: class, number

        Ordinary Shares of 25p each

        21) Exercise price (if fixed at time of grant) or indication that price
        is to be fixed at time of exercise

        -


        22) Total number of shares or debentures over which options held
        following this notification

        -

        23) Any additional information
        -

        24) Name of contact and telephone number for queries

        Hew Campbell, Head of Group Secretariat

        0131 523 4711

        25) Name and signature of authorised company official responsible for
        making this notification

        Hew Campbell, Head of Group Secretariat

        Date of Notification

        25 March 2002




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