Reports and Accounts

Hiscox PLC
12 May 2005



12 May 2005

Report and Accounts for the year ended 31 December 2004

Copies of the above document have been submitted to the UK Listing Authority and
will shortly be available for inspection at the UK Listing Authority's Document
Viewing Facility, which is located at:

UK Listing Authority
Financial Services Authority
25 The North Colonnade
Canary Wharf
London E14 5HS




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