Holding(s) in Company

Hiscox PLC
14 September 2004

                               Holding in Company

Hiscox plc ('Hiscox') was notified on 13 September, 2004 by Morgan Stanley 
Securities Limited ('MSSL') that MSSL is interested in 9,575,699 ordinary 
shares of 5p each in the issued share capital of Hiscox, which represents 
approximately 3.28% of the issued share capital of Hiscox.




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