Holding in Company

Cairngorm B.S. Inv Tst PLC
7 August 2001

Cairngorm Nos 1-10 Building Societies Investment Trusts plc

The Boards of Cairngorm Nos 1-10 Building Societies Investment Trusts plc (the
Companies) have been notified that as a result of recent purchases GHC
Nominees Ltd now has a registered ownership of 77,075 units of the ordinary
shares of the Companies representing 5.52% of the number of units in issue.