Holding(s) in Company

Berkeley Berry Birch PLC
01 November 2002

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



AVS NO

All relevant boxes should be completed in block capital letters.

1.       Name of company                               2.       Name of shareholder having a major interest

Berkeley Berry Birch plc                               HBOS plc and its subsidiaries


3.       Please state whether notification indicates   4.       Name of the registered holder(s) and, if
that it is in respect of holding of the shareholder    more than one holder, the number of shares held by
named in 2 above or in respect of a non-beneficial     each of them
interest or in the case of an individual holder if it
is a holding of that person's spouse or children under
the age of 18.

                                                       
Beneficial                                             Chase Nominees Limited


5.  Number of shares/       6.   Percentage of     7.       Number of shares/          8.  Percentage of
amount of stock acquired         issued class               amount of stock disposed   issued class

2,027,028                        2.32%


9.   Class of security                             10.    Date of                  11.     Date company
                                                          transaction                      informed

Ordinary 10p shares                                       25 October 2002           29 October 2002


12.     Total holding following this notification         13.     Total percentage holding of issued class
                                                          following this notification

4,249,249
                                                          4.87%

14.     Any additional information                       15.     Name of contact and telephone numbers for
                                                         queries


Shares acquired under a placing of 27,027,028 new
ordinary shares at 74p each                              Niall Devins (020 7776 1596)


16.     Name and signature of authorised company
official responsible for making this notification


Date of notification   :   1 November 2002




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