UK Banking Seminar

Barclays PLC
14 October 2004


                                                               14th October 2004

                                  BARCLAYS PLC
                          UK BANKING INVESTOR SEMINAR

Barclays PLC is today holding an investor seminar on its UK Banking business,
which comprises the majority of the Group's Business Banking and Retail Banking
activities in the UK.

Roger Davis, Chief Executive, UK Banking, and his executive team will cover:

•   its strategy which is focussed on value creation and customer service;
•   detailed plans to deliver the previously announced commitment to improve the 
    cost:income ratio by 2% per annum for 3 years starting in 2005; and
•   income growth opportunities across the portfolio.

Commenting Roger Davis said, 'The formation of UK Banking has created the
equivalent of an in-market merger with associated income and cost synergies. We
have a strong management team with a proven track record which makes me
confident about our ability to deliver the strategy and become the best bank in
the UK'.

The presentations will commence at 9.30am and are also available via a live
webcast on the Barclays website at: http://www.investorrelations.barclays.co.uk.
An archived version of the presentations will be available on the website later
this afternoon.


                                      ENDS

For further information contact:

Investor Relations:                     Media Relations:
Cathy Turner [phone]       Hilary McVitty [phone]
Karen Menzel [phone]

                      This information is provided by RNS
            The company news service from the London Stock Exchange