Holding(s) in Company

Secure Trust Banking Group PLC
22 November 2004

                           SCHEDULE 10
 
             NOTIFICATION OF MAJOR INTERESTS IN SHARES


1)   NAME OF COMPANY

     SECURE TRUST BANKING GROUP PLC

2)   NAME OF SHAREHOLDER HAVING A MAJOR INTEREST

     ROYAL LONDON ASSET MANAGEMENT LIMITED

3)   Please state whether notification indicates that it is in respect of 
     holding of the Shareholder named in 2 above or in respect of a 
     non-beneficial interest or in the case of an individual holder if it is a
     holding of that person's spouse or children under the age of 18

     AS 2 ABOVE

4)   Name of the registered holder(s) and, if more than one holder, the 
     number of shares held by each of them.

     CHASE NOMINEES LIMITED -
        ROYAL LONDON UK SMALLCAP          115,000
        RL EQUITY INCOME UNIT TRUST       199,229
        SL UK EQUITY TRUST                231,343
                                          545,572

5)   Number of shares/amount of stock acquired.



6)   Percentage of issued Class


7)   Number of shares/amount of stock disposed

     144,563

8)   Percentage of issued Class

     1.11%

9)   Class of security

     ORDINARY 1P SHARES

10)  Date of transaction

     18 NOVEMBER 2004

11)  Date company informed

     22 NOVEMBER 2004

12)  Total holding following this notification

     545,572
               
13)  Total percentage holding of issued class following this notification

     4.21%

14)  Any additional information


     J R KAYE - SECRETARY
     020 7012 2400

15)  Name of contact and telephone number for queries



16)  Name and signature of authorised company official responsible for 
     making this notification

     Date of Notification ...... 22 NOVEMBER 2004 ..............





                      This information is provided by RNS
            The company news service from the London Stock Exchange