Holding in Company

Secure Trust Banking Group PLC
21 December 2001

                  DEALINGS BY SUBSTANTIAL SHAREHOLDERS


1)   NAME OF COMPANY

SECURE TRUST BANKING GROUP PLC

2)   NAME OF SHAREHOLDER HAVING A MAJOR INTEREST

PRUDENTIAL PLC 

3)   Please state whether notification indicates that it is in respect of 
     holding of the Shareholder named in 2 above or in respect of a 
     non-beneficial interest or in the case of an individual holder if it is a
     holding of that person's spouse or children under the age of 18

AS 2 ABOVE

4)   Name of the registered holder(s) and, if more than one holder, the 
     number of shares held by each of them.

PRUCLT HSBC GIS NOM (UK)
PAC AC       1,000,000
PHL AC         100,000


5)   Number of shares/amount of stock acquired.



6)   ( N/A %) of issued Class

7)   Number of shares/amount of stock disposed

(A)  200,000
(B)   60,000


8)   ( N/A %) of issued Class

(A)  1.44
(B)  0.43

9)   Class of security

ORDINARY 1P SHARES

10)  Date of transaction

(A)  18 DECEMBER 2001
(B)  19 DECEMBER 2001

11)  Date company informed

(A)  19 DECEMBER 2001
(B)  20 DECEMBER 2001

12)  Total holding following this notification

1,100,000
               
13)  Total percentage holding of issued class following this notification

7.91

14)  Any additional information



15)  Name of contact and telephone number for queries

S.J LOCKLEY
020 7600 4022


16)  Name and signature of authorised company official responsible for 
     making this notification

     Date of Notification .......... 21 DECEMBER 2001 ..............