Document for Inspection

Secure Trust Banking Group PLC
15 December 2004


PRESS ANNOUNCEMENT
--------------------
15 December 2004

NOT FOR RELEASE, DISTRIBUTION OR PUBLICATION IN WHOLE OR IN PART IN OR INTO THE
UNITED STATES, CANADA, JAPAN, AUSTRALIA, THE REPUBLIC OF IRELAND OR SOUTH
AFRICA

SECURE TRUST BANKING GROUP PLC ('SECURE TRUST')

Copies of the circular to shareholders of Secure Trust regarding the proposed
open offer and adoption of the Arbuthnot Securities Long Term Incentive Plan,
details of which were announced earlier today, have been submitted to the UK
Listing Authority and are available for inspection at:

The UK Listing Authority, Document Viewing Facility:
Financial Services Authority
25 The North Colonnade
Canary Wharf
London E14 5HS
Tel. no. (0)20 7066 1000

and

The Offices of Secure Trust Banking Group PLC:
Arbuthnot House
20 Ropemaker Street
London EC2Y 9AR
Tel. no. (0)20 7012 2400




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