DIRECTOR SHAREHOLDING

23 December 2008

                   Personal Group Holdings plc (the Company)                   

                             DIRECTOR SHAREHOLDING                             

The Company has been informed by Mr Christopher Curling, that on 23 December
2008 he purchased 12,000 Ordinary Shares of 5p each, representing 0.04% of the
issued share capital of the Company, at a price of 215.0 pence per ordinary
share.

Following this transaction, Mr Curling is interested in 24,666 shares,
representing 0.08% of the total shares in issue.

Further enquiries:

John Barber, Financial Director

Personal Group Holdings Plc   01908 605000

Simon Rothschild

Bankside Consultants          0207 367 8888