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Zagrebacka Banka (ZBB)

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Monday 26 June, 2000

Zagrebacka Banka

Dividend Notification Information

Zagrebacka Banka
22 June 2000

Please be advised of the following FINAL dividend information:

Issue:                 ZAGREBACKA BANKA DD 144A/REG S (SPONSORED)
Cusip:                 988849105/988849204
Country:               CROATIA
Dividend Type:         Cash

DR Record Date:        09-May-00        Ord. Record Date:   09-May-00
DR Payable Date:       06-Jul-00        Ord. Payable Date:  21-Jun-00
Tax Rate:              0.00%            Ord. DR Ratio:       1 : 10

Rate Breakdown:

Ord Share Rate:        5.00  DEM      F/X Rate:     2.0560

DR Gross:     0.2431/Share
DR Tax:       0.0000
DR Fee:       0.0200
DR Net:       0.2231

For further information, please contact:

Beverly George
Bankers Trust ADR Department
212/250-7106 - phone
212/250-5644 - fax