FRN Variable Rate Fix

As Agent Bank, please be advised of the following rate determined on: 2/9/2026
Issue	¦ Oban Cards 2021-1 Plc - Class A GBP 233,346,000 FRN due January 2026
ISIN Number	¦ XS2274099832
ISIN Reference	¦ 227409983
Issue Nomin GBP	¦ 233346000
Period	¦ 1/15/2026 to 2/16/2026						Payment Date 2/16/2026
Number of Days	¦ 32
Rate	¦ 5.2812
Denomination GBP	¦ 1000			¦ 233346000					¦
Amount Payable per Denomination	¦ 4.63			¦ 1080413.72					¦
Bank of New York
Rate Fix Desk	Telephone						¦ 44 1202 689580
Corporate Trust Services		Facsimile					¦ 44 1202 689601

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