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Wednesday 17 May, 2006

ING Bank N.V. London

Stabilisation Notice

ING Bank N.V. London Branch
17 May 2006



                         Post Stabilisation Disclosure

17 May 2006

Not for distribution, directly or indirectly, in or into the United States or
any jurisdiction in which such distribution would be unlawful.

                                  JSC ATF BANK

                    Confirmation of Stabilisation Undertaken

ING Bank N.V., London Branch (contact: Raymond Ressy; telephone: +44 207 767
5107) hereby gives notice that the following Stabilisation activity recently
took place in relation to the offer of the following securities, as set out
below.

Issuer:                         JSC ATF Bank
Guarantor (if any):             n.a.
Aggregate nominal amount:       US$350,000,000
Description:                    9.00 PCT. NOTES DUE 11 MAY 2016 (RegS: XS0253723281 / 144A:
                                XS0253723950)
Stabilisation:
Stabilising Manager(s):         ING Bank N.V., London Branch, 60 London Wall, London, EC2M 5TQ

                                Deutsche Bank Securities Inc, 60 Wall Street, New York, New York,
                                18805
Stabilisation started:          04 May 2006
Stabilisation ended on:         10 May 2006



Stabilisation activity took place within the following price ranges on the
following dates:
Date                                Lowest price at which securities    Highest price at which securities
                                    were stabilised                     were stabilised
04 May 2006                         98.391                              99.300
05 May 2006                         99.080                              99.600
08 May 2006                         99.375                              99.750
09 May 2006                         99.650                              99.650
10 May 2006                         99.000                              99.500



This announcement is for information purposes only and does not constitute an
invitation or offer to underwrite, subscribe for or otherwise acquire or dispose
of any securities of the Issuer in any jurisdiction.

END


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