Financial Express (Holdings) Limited (“we”, “our”, “us” and derivatives) are committed to protecting and respecting your privacy. This Privacy Policy, together with our Terms of Use, sets out the basis on which any personal data that we collect from you, or that you provide to us, will be processed by us relating to your use of any of the below websites (“sites”).


For the purposes of the Data Protection Act 1998, the data controller is Trustnet Limited of 2nd Floor, Golden House, 30 Great Pulteney Street, London, W1F 9NN. Our nominated representative for the purpose of this Act is Kirsty Witter.


We collect information about you when you register with us or use any of our websites / services. Part of the registration process may include entering personal details & details of your investments.

We may collect information about your computer, including where available your operating system, browser version, domain name and IP address and details of the website that you came from, in order to improve this site.

You confirm that all information you supply is accurate.


In order to provide personalised services to and analyse site traffic, we may use a cookie file which is stored on your browser or the hard drive of your computer. Some of the cookies we use are essential for the sites to operate and may be used to deliver you different content, depending on the type of investor you are.

You can block cookies by activating the setting on your browser which allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or part of our sites. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies as soon as you visit our sites.


We store and use information you provide as follows:

  • to present content effectively;
  • to provide you with information, products or services that you request from us or which may interest you, tailored to your specific interests, where you have consented to be contacted for such purposes;
  • to carry out our obligations arising from any contracts between you and us;
  • to enable you to participate in interactive features of our service, when you choose to do so;
  • to notify you about changes to our service;
  • to improve our content by tracking group information that describes the habits, usage, patterns and demographics of our customers.

We may also send you emails to provide information and keep you up to date with developments on our sites. It is our policy to have instructions on how to unsubscribe so that you will not receive any future e-mails. You can change your e-mail address at any time.

In order to provide support on the usage of our tools, our support team need access to all information provided in relation to the tool.

We will not disclose your name, email address or postal address or any data that could identify you to any third party without first receiving your permission.

However, you agree that we may disclose to any regulatory authority to which we are subject and to any investment exchange on which we may deal or to its related clearing house (or to investigators, inspectors or agents appointed by them), or to any person empowered to require such information by or under any legal enactment, any information they may request or require relating to you, or if relevant, any of your clients.

You agree that we may pass on information obtained under Money Laundering legislation as we consider necessary to comply with reporting requirements under such legislation.


We want to ensure that the personal information we hold about you is accurate and up to date. You may ask us to correct or remove information that is inaccurate.

You have the right under data protection legislation to access information held about you. If you wish to receive a copy of any personal information we hold, please write to us at 3rd Floor, Hollywood House, Church Street East, Woking, GU21 6HJ. Any access request may be subject to a fee of £10 to meet our costs in providing you with details of the information we hold about you.


The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area (“EEA”). It may be processed by staff operating outside the EEA who work for us or for one of our suppliers. Such staff may be engaged in, amongst other things, the provision of support services. By submitting your personal data, you agree to this transfer, storing and processing. We will take all steps reasonably necessary, including the use of encryption, to ensure that your data is treated securely and in accordance with this privacy policy.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our sites; any transmission is at your own risk. You will not hold us responsible for any breach of security unless we have been negligent or in wilful default.


Any changes we make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by e-mail.


Our sites contain links to other websites. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.


If you want more information or have any questions or comments relating to our privacy policy please email in the first instance.

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Provident Fin.PLC. (PFG)

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Thursday 22 September, 2005

Provident Fin.PLC.

Holding(s) in Company

Provident Financial PLC
22 September 2005

                                  SCHEDULE 10


1. Name of company

Provident Financial plc

2. Name of shareholder having a major interest

The Capital Group Companies Inc. on behalf of its affiliates including Capital 
International Inc./Capital Guardian Trust Company/Capital International S.A/ 
Capital International Limited.

3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18

Notification in respect of shareholder named in 2 above

4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them

Northern Trust                                                           146,700
Chase Nominees Limited                                                   756,000
Nortrust Nominees                                                        938,400
Mellon Nominees (UK) Limited                                             149,100
State Street Nominees Limited                                            516,800
Bank of New York Nominees                                              4,211,607
Northern Trust                                                         1,432,063
Chase Nominees Limited                                                 2,940,400
Midland Bank plc                                                         153,100
Bankers Trust                                                            260,900
Barclays Bank                                                             79,500
Citibank London                                                          628,900
Morgan Guaranty                                                          242,800
Nortrust Nominees                                                      3,049,500
Royal Bank of Scotland                                                   833,400
MSS Nominees Limited                                                      87,800
State Street Bank & Trust Co.                                            645,200
National Westminster Bank                                                137,500
Lloyds Bank                                                               65,700
Citibank NA                                                               17,500
Deutsche Bank AG                                                       1,032,100
Chase Manhattan Nominee Ltd                                               61,000
HSBC Bank plc                                                            885,900
Mellon Bank N.A.                                                         258,300
Northern Trust AVFC                                                       66,400
KAS UK                                                                    64,400
Bank One London                                                          209,900
Clydesdale Bank plc                                                       64,000
JP Morgan Chase Bank                                                      27,900
State Street Nominees Limited                                             10,100
Bank of New York Nominees                                                 36,500
Chase Nominees Limited                                                   830,800
Credit Suisse London Branch                                               27,600
Midland Bank plc                                                          66,400
Barclays Bank                                                             28,500
Pictet & Cie, Geneva                                                      13,900
Nortrust Nominees                                                          7,200
Morgan Stanley                                                            10,700
Royal Bank of Scotland                                                    97,900
JP Morgan                                                                862,679
National Westminster Bank                                                 33,000
Lloyds Bank                                                               28,500
RBSTB Nominees Ltd                                                        37,600
Deutsche Bank AG                                                          45,800
HSBC Bank plc                                                            243,600
HSBC                                                                      16,200
Bank of New York Nominees                                                  4,600
Nortrust Nominees                                                        226,200
HSBC Bank plc                                                             58,600

5. Number of shares / amount of stock acquired

Not disclosed

6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)

Not disclosed

7. Number of shares / amount of stock disposed


8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


9. Class of security

Ordinary shares of 10 4/11p

10. Date of transaction

20 September 2005

11. Date company informed

21 September 2005

12. Total holding following this notification


13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)


14. Any additional information


15. Name of contact and telephone number for queries

Emma G Versluys

01274 731111 ext. 2569

16. Name and signature of authorised company official responsible for making
this notification

Emma G Versluys

Assistant Company Secretary

Date of notification

22 September 2005

The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.

                      This information is provided by RNS
            The company news service from the London Stock Exchange                  EFE