Financial Express (Holdings) Limited (“we”, “our”, “us” and derivatives) are committed to protecting and respecting your privacy. This Privacy Policy, together with our Terms of Use, sets out the basis on which any personal data that we collect from you, or that you provide to us, will be processed by us relating to your use of any of the below websites (“sites”).


For the purposes of the Data Protection Act 1998, the data controller is Trustnet Limited of 2nd Floor, Golden House, 30 Great Pulteney Street, London, W1F 9NN. Our nominated representative for the purpose of this Act is Kirsty Witter.


We collect information about you when you register with us or use any of our websites / services. Part of the registration process may include entering personal details & details of your investments.

We may collect information about your computer, including where available your operating system, browser version, domain name and IP address and details of the website that you came from, in order to improve this site.

You confirm that all information you supply is accurate.


In order to provide personalised services to and analyse site traffic, we may use a cookie file which is stored on your browser or the hard drive of your computer. Some of the cookies we use are essential for the sites to operate and may be used to deliver you different content, depending on the type of investor you are.

You can block cookies by activating the setting on your browser which allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or part of our sites. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies as soon as you visit our sites.


We store and use information you provide as follows:

  • to present content effectively;
  • to provide you with information, products or services that you request from us or which may interest you, tailored to your specific interests, where you have consented to be contacted for such purposes;
  • to carry out our obligations arising from any contracts between you and us;
  • to enable you to participate in interactive features of our service, when you choose to do so;
  • to notify you about changes to our service;
  • to improve our content by tracking group information that describes the habits, usage, patterns and demographics of our customers.

We may also send you emails to provide information and keep you up to date with developments on our sites. It is our policy to have instructions on how to unsubscribe so that you will not receive any future e-mails. You can change your e-mail address at any time.

In order to provide support on the usage of our tools, our support team need access to all information provided in relation to the tool.

We will not disclose your name, email address or postal address or any data that could identify you to any third party without first receiving your permission.

However, you agree that we may disclose to any regulatory authority to which we are subject and to any investment exchange on which we may deal or to its related clearing house (or to investigators, inspectors or agents appointed by them), or to any person empowered to require such information by or under any legal enactment, any information they may request or require relating to you, or if relevant, any of your clients.

You agree that we may pass on information obtained under Money Laundering legislation as we consider necessary to comply with reporting requirements under such legislation.


We want to ensure that the personal information we hold about you is accurate and up to date. You may ask us to correct or remove information that is inaccurate.

You have the right under data protection legislation to access information held about you. If you wish to receive a copy of any personal information we hold, please write to us at 3rd Floor, Hollywood House, Church Street East, Woking, GU21 6HJ. Any access request may be subject to a fee of £10 to meet our costs in providing you with details of the information we hold about you.


The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area (“EEA”). It may be processed by staff operating outside the EEA who work for us or for one of our suppliers. Such staff may be engaged in, amongst other things, the provision of support services. By submitting your personal data, you agree to this transfer, storing and processing. We will take all steps reasonably necessary, including the use of encryption, to ensure that your data is treated securely and in accordance with this privacy policy.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our sites; any transmission is at your own risk. You will not hold us responsible for any breach of security unless we have been negligent or in wilful default.


Any changes we make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by e-mail.


Our sites contain links to other websites. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.


If you want more information or have any questions or comments relating to our privacy policy please email in the first instance.

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Havelock Europa PLC (HVE)

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Thursday 24 June, 2004

Havelock Europa PLC

AGM Statement

Havelock Europa PLC
24 June 2004


                       Continued overall progress expected

At this afternoon's AGM of Havelock, the education furniture, point of sale
display and retail interiors group, the Chairman, Michael Kennedy, made the
following remarks with regard to current trading, prospects and the

'Overall, trading in the year to date is ahead of budget, with the Group's two
most profitable businesses - education furniture and point of sale display -
both performing well. However, with the return to a pronounced seasonal bias in
the Retail Interiors Division, substantially all of this year's profit will, as
intimated at the time of the Preliminary Announcement on 5 April, be earned in
the second half.

ESA McIntosh, the UK market leader in science laboratories and fitted furniture
for schools, has started the year very much in line with expectations. PFI
sub-contractor business will be broadly at the same level as last year whilst
the Local Authority business, which supplies furniture direct to schools, has
had a buoyant first six months, with both enquiries and orders running well
ahead of last year. As previously indicated, significant investment is taking
place during the course of this year in terms of training and preparations for
the substantial uplift in PFI activity expected in 2005.

The Point of Sale Display Division has had a strong start to the year, with both
orders and turnover running well ahead of budget. During the last four weeks, a
major expansion to Showcard Print's premises at Letchworth has been completed
and a new 4 colour large format screen printing line is in the process of being
commissioned along with new digital printing equipment and the latest technology
in direct imaging. The 2 colour print line, which the new printing press
replaces, will be transferred to Hartcliffe's premises at Bristol, which will
substantially enhance its capability for large format work. Recent investments
in printing machinery in both locations are already bearing fruit in terms of
enhancements to productivity.

In the Retail Interiors Division, as forecast, there has been a return to the
traditional refurbishment cycle, with much of the activity taking place in the
months from July to November, which will, as previously indicated, affect the
Group's results for the half year but, with a strong second half predicted for
all three businesses, the Board expects continued overall progress in the full

As was stated in the Preliminary Announcement, at the end of this meeting I will
retire from the Board and hand over the Chairmanship to Malcolm Gourlay, a
non-executive Director since 1999. My seven year term on the Board witnessed
mixed fortunes for Havelock, but I leave it transformed for the better by the
acquisition of ESA McIntosh in 2001 and the significant rationalisation achieved
in the Retail Interiors Division following the closure of its Nottingham factory
in 2002. The subsequent upward trend continues and 2005 is awaited with some


Havelock Europa PLC                                              01383-820 044
Hew Balfour (Chief Executive)                                    07801-683 851
Graham MacSporran (Finance Director)                             07801-683 803

Bankside Consultants Limited
Charles Ponsonby                                                 020-7444 4166

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