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Kookmin Bank (KBKD)

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Thursday 04 October, 2001

Kookmin Bank

Re Global Depositary Shares

Kookmin Bank
1 October 2001


LETTER TO: COMPANY ANNOUNCEMENTS OFFICE

LETTER DATED 27 SEPTEMBER 2001


                 Re:  Global Depositary Shares Representing
                      Common Shares of Kookmin Bank

In accordance with paragraph 1.25 of the Listing Rules, I am writing on behalf 
of Kookmin Bank to give notice that, in connection with the merger of Kookmin 
Bank and H&CB on October 31, 2001, the global depositary shares of Kookmin Bank 
will be cancelled from the Official List of the UK Listing Authority as of 
October 31, 2001.

If you have any questions or concerns regarding the foregoing, please contact 
the undersigned at (822-317-2003) or Nam-Young Kim (822-317-2102) in Seoul, 
Korea or Janet Silverman (852-2514-7660) or Jin Park (852-2514-7665) or Simpson 
Thacher & Bartlett in Hong Kong.


LETTER FROM: YOO-HWAN KIM
             EXECUTIVE VICE PRESIDENT & CHIEF
             FINANCIAL AND ACCOUNTING OFFICER
             KOOKMIN BANK