DIVIDEND ANNOUNCEMENT & TRADING STATEMENT

Personal Group Holdings plc ("the Company")                  

                   DIVIDEND ANNOUNCEMENT & TRADING STATEMENT                   

DIVIDEND ANNOUNCEMENT

The directors of the Company are pleased to announce that a fourth quarterly
dividend of 3.3p per share will be paid on 19 December 2008 to members on the
register on

5 December 2008.

Shares will be marked ex-dividend on 3 December 2008.

TRADING STATEMENT

The directors are pleased to report that the Group continues to trade well and
that current trading remains in line with the directors' and market expectations.

As required under IFRS, the directors have undertaken a preliminary impairment
review of the carrying amount of goodwill in the Group's consolidated balance
sheet. Given the change in economic circumstances since the publication of the
Company's interim results, there is likely to be a goodwill write down at the
year end in relation to Berkeley Morgan Group Limited. Further details will be
set out in the Company's preliminary results for the year ended 31 December
2008.

Contact: Personal Group Holdings Plc
John Barber, FD
Tel: [phone]

Cenkos Securities Plc
Stephen Keys
Tel: [phone]

Bankside Consultants
Simon Rothschild
Tel: [phone]